Mechanical Breakdown Insurance

What is Mechanical Breakdown Insurance?

Mechanical breakdown insurance covers mechanical or electrical repair costs of the vehicle which caused by normal use but not involved with an accident. The faults of automotive machinery and electronics are not covered by vehicle insurance. As we all know, the mechanical repair cost of a vehicle is not cheap in New Zealand, and it’s more expensive for European vehicles.


Mechanical Breakdown Insurance will cover the vehicles in categories such as Engine, Fuel System, Cooling System, Automatic/ Manual Transmission, and Electrical etc. With extended vehicle insurances, it will certainly help you prevent sudden mechanical breakdown and keep lower your budgets for repair and/or replace.


What does Mechanical Breakdown Insurance cover? 

  • Engine
  • Fuel System
  • Turbo Unit
  • Electrical
  • Cooling System
  • Air Conditioning
  • Automatic Transmission
  • Manual Transmission
  • Clutch
  • Transfer Box
  • Overdrive
  • Prop Shaft
  • Suspension
  • Front Wheel Drive Assembly
  • Steering
  • Differential
Repair Costs without Mechanical Warranty



  • Comprehensive cover
  • Unlimited Callouts
  • Allowances for towing and car hire
  • 7 day / 24 hour AA Roadside Assistance
  • Car Insurance is underwritten by Vero Insurance New Zealand Limited, part of Suncorp New Zealand.

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